Under 1e pension plans, members are free to choose their investment strategy. The GEMINI Collective Foundation 1e offers six different strategies.
The GEMINI Collective Foundation 1e offers six investment strategies with equity quotas ranging from 0% to 80%. Customers preferring individual investment strategies can choose both the strategy and the asset manager.
Members are free to define their personal investment strategy within the investment strategies selected by the company. As a result, their pension assets participate fully in the performance of the selected strategy.
All investment strategies invest exclusively in liquid assets (equities, bonds or money market).
All investment strategies are reset to the strategic value on a monthly basis (rebalancing).
Investment strategies can be changed every month.
GEMINI 1e Money market is suitable for investors with a very short investment horizon who want to avoid price risks. This strategy comprises 100% money market investments (CHF), including over 160 time deposits or bonds with maximum terms of one year. The risk of price fluctuations is very low.
GEMINI 1e 20 is suitable for investors with a short- to medium-term investment horizon who prefer low price risks. This strategy consists of 80% bonds and 20% equities. The equities comprise more than 2,000 securities with a wide spread across regions and sectors. The creditworthiness of the bond portfolios is high.
GEMINI 1e 30 is suitable for investors with a medium- to long-term investment horizon who can absorb short-term price fluctuations. This strategy consists of 70% bonds and 30% equities. The equities comprise more than 2,000 securities with a wide spread across regions and sectors. The creditworthiness of the bond portfolios is high.
GEMINI 1e 40 is suitable for investors with a medium- to long-term investment horizon who can absorb short-term price fluctuations. This strategy consists of 60% bonds and 40% equities. The equities comprise more than 2,000 securities with a wide spread across regions and sectors. The creditworthiness of the bond portfolios is high.
GEMINI 1e 50 is suitable for investors with a long-term investment horizon who can absorb price fluctuations. This strategy consists of 50% bonds and 50% equities. The equities comprise more than 2,000 securities with a wide spread across regions and sectors. The creditworthiness of the bond portfolios is high.
GEMINI 1e 80 is suitable for investors with a long-term investment horizon who can absorb larger price fluctuations. This strategy consists of 80% equities and 20% bonds. The equities comprise more than 2,000 securities with a wide spread across regions and sectors. The creditworthiness of the bond portfolios is high.
