A suitable investment strategy for every company
The GEMINI Collective Foundation offers your company a choice of four investment strategies (pools) with different equity quotas. All investment strategies are broadly diversified. Companies with pension assets of CHF 10 million or more are free to choose their own investment strategy and asset manager.
The employee benefits unit selects the pool on the basis of its risk tolerance.
Returns are determined by the performance of the pool, taking into account the individual capital flows of each employee benefits unit.
The pension fund committee sets the effective interest rate on savings capital in the current year.
Our broadly diversified, long-term investment strategies mitigate short-term fluctuations on the capital market and generate long-term stable returns that are credited to you and your employees in the form of interest. Thanks to a balanced mix of equities, real assets and alternative investments, a solid return can be expected in the long term.
Comparison of the investment strategies
Low asset management costs
Asset management costs are low thanks to the substantial overall volume resulting from GEMINI’s pooling of the affiliated companies’ assets. On top of this, GEMINI invests through institutional funds and uses a dedicated fund solution to manage investments. This also helps keep costs down and ensures greater transparency and flexibility for the clients.