Pension solutions that work for you

Choose between our basic and executive plans – with a separate employee benefits unit that feels like a company-owned pension fund, without any additional effort or expense.

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Your advantages at a glance

  • Each employee benefits unit is managed individually with its own coverage ratio, balance sheet and income statement with accompanying notes

  • Co-determination when it comes to the interest rate and investment strategy

  • Choose between four pools or a customised investment strategy (from CHF 10 million)

  • Good long-term returns and interest rates with the GEMINI investment solutions

  • Online portals for you as an employer and your members

What do the GEMINI pension solutions actually offer?

Key figures for the GEMINI Collective Foundation

  • 264

    affiliated companies (employee benefits units)

  • 34 752

    members (beneficiaries)

  • 13%

    pensioner share

  • 112%

    average coverage ratio

  • 5,4%

    conversion rate

  • 2,25%

    technical interest rate, employee benefits unit Pensions 1

  • 0,75%

    technical interest rate, employee benefits unit Pensions 2

Flexibility in investment selection

Four investment pools to choose from

Our four investment pools are aimed at companies that want to focus on their core competencies. Hand over responsibility for the investments to us, and in return, you’ll receive a streamlined, efficient all-round service.

  • Four pools with different risk/return profiles

  • Broad spread of risk

  • Very little administrative work

  • The Foundation Board sets out the investment strategy

  • No specialist knowledge required

Find the right pool strategy for you

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Implementing your own investment strategy

Companies with clearly defined investment objectives and their own expertise in the financial sector can implement a customised investment strategy with us – starting from assets under management of CHF 10 million.

  • Individual strategy specific to you

  • Asset manager of your choice

  • GEMINI takes care of all the administration and legal requirements

  • Two blenders filled with chopped fruit standing on a wooden surface

    Plan your own investment strategy

    Find out how a company can manage its own pension scheme – with clear goals, its own asset manager and complete control. Take a look at our case study to see how flexible implementation works at GEMINI.

    Case study
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    Sustainability as a fundamental principle

    Our responsibility does not end with pension management. Sustainability is an integral part of our strategy – both in day-to-day management and as part of our investment activities. Together with our management company, we consistently implement ESG criteria and invest long-term in a better future.

    Details
  • Personalised service, digital and direct

    Opt for a fully digital service. Our modern online portals can simplify day-to-day tasks for your HR team. Your members can also enjoy clearly structured, paperless access to their occupational benefits.

    Discover our portals
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    We’re here to help

    If you have any questions about your individual solutions, your dedicated customer advisor is just a phone call or e-mail away. Your members can also contact us for assistance whenever they need it.

    Our team
  • Cruz Carreira,
    Kundenberaterin

    We place great value on a personal and trusting customer relationship. We support our clients with attention, empathy and clear, in-depth information.

    Cruz CarreiraKundenberaterin

Your advantages at a glance

  • Flexible

    You choose the benefits, financing, interest rate and investment strategy – with four investment pools or your own solution.

  • Transparent

    Individual annual financial statements, individual coverage ratio – regular, clear information for your company.

  • Independent

    Independent from banks and insurance companies. Decision-making and execution are separate matters in terms of organisation.

Further content

News & expertise

  • Expertise

    Secure pensions in uncertain times

    Learn more
  • A man sitting at a table holding two white puzzle pieces up to the camera
    News

    Now online: the new 2024 annual report in digital format

    Learn more
  • Expertise

    Governance and responsibility: who takes the investment decisions in a collective foundation?

    Learn more
  • News

    Karlo Barac appointed new Head of Sales at GEMINI

    Learn more
  • A male and a female dancer dancing with flowing tulle fabric in a bright studio
    Expertise

    Investing in collective foundations: standard solution or tailor-made strategy?

    Learn more
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