
Despite operating in a challenging environment, we achieved a stable result in the 2024 financial year. Highlights include the following events and decisions:
All employee benefits units recorded a coverage ratio above 100%, while assets rose to CHF 6.9 billion.
From July 2026, GEMINI will become operationally independent and fully replace Avadis.
The Foundation Board was confirmed and the Investment Committee was expanded to include three new members.
GEMINI Pool 20 will now be managed as Pool 25, after the Foundation Board increased the equity quota to 25%.
Despite the challenging market environment, the four GEMINI investment pools generated returns in line with the industry average.
The migration to the new management system has been completed.
Further information regarding financial year 2024 is available in the digital annual report.
News & Expertise
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Governance and responsibility: who takes the investment decisions in a collective foundation?